About Rete Fidi Liguria
Rete Fidi Liguria Società Consortile per Azioni di Garanzia Collettiva Fidi was established to address a persistent challenge faced by small and medium-sized enterprises in Liguria: despite being economically sound, many businesses lack the collateral or credit history required by conventional lenders to access the financing they need. As a Confidi — a collective guarantee institution regulated under Italian law and supervised by the relevant financial authorities — we operate within a rigorous legal and prudential framework that gives both our members and their lenders full confidence in our guarantees. Our origins lie in the cooperative tradition of the Ligurian business community, where the idea of mutual solidarity has long been a cornerstone of economic life. Over the years, we have built a portfolio of guarantee instruments tailored specifically to the needs of businesses in sectors such as manufacturing, trade, services, and crafts. We work in close partnership with regional banks, national credit institutions, and European guarantee programmes, including instruments backed by the European Investment Fund. Our guarantee capacity is supported by a combination of member contributions, counter-guarantees, and public-sector financial backing, which allows us to leverage every euro of capital into multiple times its value in guaranteed credit. We are committed to financial inclusion: our processes are designed to be accessible even to very small businesses or those at an early stage of growth. The team at Rete Fidi Liguria brings together expertise in corporate finance, credit analysis, regulatory compliance, and regional economic development. We believe that when Ligurian businesses thrive, the entire regional economy benefits — and our mission is to remove financial barriers that stand in the way of that growth.